Insurance
Vehicle Insurance
Fully Comprehensive
If you choose fully comprehensive car insurance it means you’re covered in most of the situations where you need it. With this sort of policy you’re covered for damage to other people’s property, but also damage to your own car. You may have be unlucky enough to have had an accident on the road, your car’s been stolen or broken into, or if you’ve had a really, really bad day and your car has somehow caught fire.
Third Party Fire & Theft
Third party (fire and theft) provides the same level as standard third party, but will also cover you in case of damage caused by fire or if your car is stolen.
Third Party
This cover is the minimum required by law. It’ll cover you for any damage you do to other people and their vehicles. However, it won’t cover repairs to your own vehicle, personal medical expenses or theft.
Home Insurance
Home Contents
Home insurance offers a wide range of cover which is included as standard. You can also choose from a variety of optional policy features to suit your personal needs, including accidental damage cover and Legal services options.
Buildings
Imagine popping the roof off your house and holding a giant vacuum cleaner above it, everything sucked up would be covered by contents insurance and everything left would be covered by buildings insurance. The walls, the roof and ceilings, fitted kitchens and bathroom suites, windows and doors, built in cupboards and wardrobes, garages and outbuildings
Portable Posessions
Specified Items – For example your cellphone, laptop, prescription glasses, valuable jewellery, your handbag (and their contents) etc. We will help you make sure you are covered for the replacement value in the event of loss, damage and theft.
Life Insurance
Commercial Insurance
Business
There are many kinds of business insurance available, and what you need will depend on the kind of work you do.
Office
Running an office can be stressful, but when you have the right type of insurance policy covering the risks specific to your business your stress is halved.
Indemnity
It’s not an insurance that every company will need. It applies to businesses that offer knowledge, skills or advice as part of their work. It might be needed by a self-employed individual like a consultant, an accountant, tradesman or a company.